
Trainee Solicitor
Elisha Luckman
Elisha Luckman is a Trainee Solicitor in our Litigation and Dispute Resolution team.
Our colleagues at Streathers Daynes Smith are highly experienced in debt recovery. We have assisted a range of individual, sole trader and commercial creditors, and have expertise in relation to invoice debt recovery, loan recovery and other commercial debt recovery services.

The cost of our services will often depend on the nature of the debt and the debtor, and whether the debtor disputes your claim for payment.
This note covers:
We offer the following services when you are a business and your claim relates to a debt which is undisputed, where no Court proceedings or enforcement action (for example, instructing a bailiff to recover the debt) have started and where the debt is equal to or less than £100,000.
We charge on an hourly rate basis for our costs and depending on the complexity our costs (excluding disbursements) though we would provide you with a bespoke estimate tailored to your matter. The costs of any third party services, such as specialist counsel and process servers, would be charged in addition to our fees, as external disbursements of the firm.
We have a highly-skilled and qualified team. They are, and their hourly rates are:
Our hourly rates are reviewed periodically and VAT is charged at the prevailing rate (currently 20%).
We charge a compliance fee per instruction which can cost anywhere between £25 – £50 plus VAT depending on the number of parties to check and complexity of work involved.
The total cost will depend on the complexity of the matter and whether it concludes swifty with minimal work or is the matter is required to proceed to trial.
| Matter Type | Estimated Fees |
|---|---|
| Undisputed debt | £1,500 to £15,000 + VAT (VAT-inclusive: £1,800 to £18,000) |
Matters at the lower end of the fee range typically involve a straightforward debt recovery process, where there is clear evidence of the debt, the debtor can be easily contacted, there is limited correspondence, and the matter is resolved quickly with minimal legal work.
Matters at the higher end of the fee range typically involve more extensive work, such as reviewing large volumes of documentation, undertaking tracing or investigatory work, dealing with multiple parties, preparing detailed court documents, engaging in substantial correspondence, obtaining judgment, and advising on enforcement options where payment is not made.
We will provide you with a bespoke estimate tailored to your matter. The costs of any third party services, such as specialist counsel and process servers, would be charged in addition to our fees, as external disbursements of the firm.
Our fee includes:
Please note that anyone wishing to proceed with a claim should note that:
In a debt instruction, matters might take between 2 – 8 weeks from receipt of your instructions to receipt of payment from the debtor, in terms of the initial work in investigating and preparing pre-action correspondence. This may vary substantially if it is difficult to trace the debtor, or we need to take more detailed instructions from you in complex cases. If a Court claim is needed, the process would be longer and depend on the Court administration and listings. If enforcement action is needed, the matter will inevitably take longer to resolve.
In that case, your debt recovery claim will become disputed, and, in that eventuality, service and price information is set out in the next section.
If the debtor raises defences to try to avoid paying the debt in response to the letter before claim we write, we will discuss with you the further work required and, if necessary, provide you with information about our costs of contested debt recovery proceedings.
You will need additional services at that stage, including:
We charge on an hourly rate basis for our costs and depending on the complexity of your matter and the length of time it will take to resolve your matter.
We charge on an hourly rate basis for our costs and depending on the complexity our costs (excluding disbursements) though we would provide you with a bespoke estimate tailored to your matter. The costs of any third party services, such as specialist counsel and process servers, would be charged in addition to our fees, as external disbursements of the firm.
Our current hourly rates are: We have highly-skilled and qualified staff. They include:
The total cost will depend on the complexity of the matter and whether it concludes swifty with minimal work or is the matter is required to proceed to trial.
| Matter Type | Estimated Fees |
|---|---|
| Disputed debt | £5,000 to £60,000 + VAT (VAT-inclusive: £1,800 to £72,000 |
Matters at the lower end of the fee range typically involve a limited dispute, a small volume of documentation, straightforward legal issues and an early resolution through negotiation, settlement or court directions.
Matters at the higher end of the fee range typically involve complex factual or legal issues, substantial documentation, multiple witnesses or parties, expert evidence, extensive correspondence, interim applications, preparation for trial and attendance at a final hearing.
We would provide you with a bespoke estimate tailored to your matter. The costs of any third party services, such as specialist counsel and process servers, would be charged in addition to our fees as external disbursements of the firm.
The process of contested litigation will incur additional costs such as Counsel’s fees and Court fees:
We will always seek to ensure our fees are proportionate to the debt you seek to recover.
If court action is required, then the matter will take longer to resolve, the timeframe is largely dependent on the Court’s timetable and availability but may take between 6 and 18 months.
We have highly-skilled and qualified staff. They include:
Points to be aware of in respect of recovering your legal costs

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Dispute Resolution
Our firm recently acted in a boundary dispute between neighbouring homeowners in a unique Grade II* listed village in Highgate, North London.